Why use a Mortgage Broker Curtin?

If you’re looking to buy your first home or an investment property, to secure a refinance home loans, home equity loans or to refinance, talk to an independent mortgage broker at Your Local Finance. Motivated by finding the best possible loan for you at a great rate, mortgage brokers have a brought a renewed competition to the loan home industry.

Mortgage brokers will do all the running around for you by researching the numerable of loans currently on the market.

How can a mortgage broker help?

That’s right, as mortgage brokers we work for you - but get paid our commissions from the lenders when your loan settles. This comes in the form of an upfront fee and a trailing commission, both of which are calculated as a percentage of your loan amount and the percentage paid may vary between lenders.

 Fast approvals.

Unlike individual lenders vying for your business, we take an objective approach by impartially calling on a panel of over 35 lenders including home loan lenders, Commbank, Bankwest, and ANZ. This means that when we recommend home loan products, you can be assured our advice is unbiased.

Speed and efficiency.

The amount of deposit required varies from person to person and is dependent on your borrowing capacity, the value of your purchase and the other costs involved such as stamp duty, legal fees and Lenders Mortgage Insurance. Generally speaking however, you need a deposit of at least 5% of the property’s value.

When you engage the services of a Your Local Finance mortgage broker, your dealings with us are entirely transparent. For instance, all commissions we receive from lenders in return for referring your business are fully disclosed to you during the application process. Should you have any questions regarding our remuneration, we are more than happy to discuss these with you.