Your Mortgage Broker Canberra - Wodon Valley
Visiting bank after bank and wading through an overload of home loan product information is a difficult and time consuming exercise, so this is where the services of a mortgage broker are worth their weight in gold. Not only will your mortgage broker utilise their knowledge, expertise and experience to recommend appropriate products, but they’ll also see your home loan application all the way through to settlement and ensure the process is efficient, timely and stress-free.
Why Use A Mortgage Broker?
A mortgage broker assists a broad range of clients to obtain finance:
- credit impaired home loans
- cheapest home loans
- professional home loans
Whatever your requirements, we’ll take the time to understand your individual financial situation and provide whatever assistance we can.
Fast approvals.
Our mortgage brokers are supported by leading edge software developed specifically for analysing and comparing thousands of home loan products in a matter of seconds. What’s more, a powerful online facility is also on hand to submit applications electronically and, in the majority of cases, obtain conditional approvals within a 24 hour time frame.
Speed and efficiency.
The amount of deposit required varies from person to person and is dependent on your borrowing capacity, the value of your purchase and the other costs involved such as stamp duty, legal fees and Lenders Mortgage Insurance. Generally speaking however, you need a deposit of at least 5% of the property’s value.
Loan recommendations are always based on your needs alone, and are never influenced by lender remunerations. Your Local Finance is committed to transparent business practices. We will provide you with a comprehensive step-by-step analysis showing precisely how each loan we’ve recommended suits your needs. Then we’ll back this up by disclosing a comprehensive list of lender commissions for complete transparency.