Why use a Mortgage Broker Canberra - Wodon Valley?

Visiting bank after bank and wading through an overload of home loan product information is a difficult and time consuming exercise, so this is where the services of a mortgage broker are worth their weight in gold. Not only will your mortgage broker utilise their knowledge, expertise and experience to recommend appropriate products, but they’ll also see your home loan application all the way through to settlement and ensure the process is efficient, timely and stress-free.

That’s right, as mortgage brokers we work for you - but get paid our commissions from the lenders when your loan settles. This comes in the form of an upfront fee and a trailing commission, both of which are calculated as a percentage of your loan amount and the percentage paid may vary between lenders.

In such a competitive mortgage market, you deserve exceptional service that makes the process of getting a home loan fast, stress-free and satisfying. Our expertise and experience combined with cutting edge software mean we can provide accurate comparisons and assessments of thousands of home loan products, before submitting your application via our online facility to ensure your approval is processed as quickly as possible.

Your Borrowing Capacity.

The amount of deposit required varies from person to person and is dependent on your borrowing capacity, the value of your purchase and the other costs involved such as stamp duty, legal fees and Lenders Mortgage Insurance. Generally speaking however, you need a deposit of at least 5% of the property’s value.

Loan recommendations are always based on your needs alone, and are never influenced by lender remunerations. Your Local Finance is committed to transparent business practices. We will provide you with a comprehensive step-by-step analysis showing precisely how each loan we’ve recommended suits your needs. Then we’ll back this up by disclosing a comprehensive list of lender commissions for complete transparency.