Big city bank or a mortgage broker Balmain East?
Well you’ve come to the right place. As accredited, professional mortgage brokers, we’ll help you find the best home loan product by assessing what’s on offer from our panel of over 35 lenders. Not only do we perform all the research and legwork for you, but you’re guaranteed plenty of options when selecting the right home loan for you.
How can a mortgage broker help?
Successfully obtaining the best home loan isn’t all product features and interest rates – it’s also about what your home loan enables you to bring into your life and how it can benefit your future. We help our clients achieve their goals by arranging finance for a range of different residential securities including:
- Houses
- Apartments
- Construction of a dwelling
- Vacant land
- Serviced Apartments
Technology, advice and service.
Our mortgage brokers are supported by leading edge software developed specifically for analysing and comparing thousands of home loan products in a matter of seconds. What’s more, a powerful online facility is also on hand to submit applications electronically and, in the majority of cases, obtain conditional approvals within a 24 hour time frame.
How does a mortgage broker work?
The amount of deposit required varies from person to person and is dependent on your borrowing capacity, the value of your purchase and the other costs involved such as stamp duty, legal fees and Lenders Mortgage Insurance. Generally speaking however, you need a deposit of at least 5% of the property’s value.
Loan recommendations are always based on your needs alone, and are never influenced by lender remunerations. Your Local Finance is committed to transparent business practices. We will provide you with a comprehensive step-by-step analysis showing precisely how each loan we’ve recommended suits your needs. Then we’ll back this up by disclosing a comprehensive list of lender commissions for complete transparency.