Big city bank or a mortgage broker Bensville?
Well you’ve come to the right place. As accredited, professional mortgage brokers, we’ll help you find the best home loan product by assessing what’s on offer from our panel of over 35 lenders. Not only do we perform all the research and legwork for you, but you’re guaranteed plenty of options when selecting the right home loan for you.
It's not all about interest rates.
That’s right, as mortgage brokers we work for you - but get paid our commissions from the lenders when your loan settles. This comes in the form of an upfront fee and a trailing commission, both of which are calculated as a percentage of your loan amount and the percentage paid may vary between lenders.
An independent position.
Your mortgage broker has a panel of over 35 lenders to choose from when selecting your loan product and since we don’t have a preference for one lender over another, you can be assured our recommendations are independent and unbiased. Furthermore, should you require any legal, financial planning or tax advice at any stage during the home loan process we’ll direct you to the appropriate professional for assistance.
Service plus savings.
In most cases we get conditional approval from the lender of your choice within 24 hours of lodging your application. Sometimes it’s approved the very same day. And while our fully trained brokers aim to make the process as fast and efficient as possible, they never cut corners. We want you to be confident in your final decision, so we’ll be there to answer any of your questions and concerns along the way.
Loan recommendations are always based on your needs alone, and are never influenced by lender remunerations. Your Local Finance is committed to transparent business practices. We will provide you with a comprehensive step-by-step analysis showing precisely how each loan we’ve recommended suits your needs. Then we’ll back this up by disclosing a comprehensive list of lender commissions for complete transparency.