Your Mortgage Broker Fairfield
If you’re looking to buy your first home or an investment property, to secure a refinance home loans, reverse mortgages or to refinance, talk to an independent mortgage broker at Your Local Finance. Motivated by finding the best possible loan for you at a great rate, mortgage brokers have a brought a renewed competition to the loan home industry.
Mortgage brokers will do all the running around for you by researching the numerous of loans currently on the market.
Efficient service.
There’s a broad range of home loan products available on the market including:
- full doc loans
- home improvement loans
- refinance home loans
- reverse mortgages
We’ll discuss your situation and future requirements in depth before advising which type of home loan will suit you best
Technology, advice and service.
Every Your Local Finance mortgage broker is backed by our comprehensive software and technology systems that instantly assess your needs against thousands of home loans. With updates received daily, compare and contrast every detail to identify the loan that meets your needs best. We can also upload your application directly to the lender for fast and efficient approvals, usually within 24 hours.
How does a mortgage broker work?
In most cases we get conditional approval from the lender of your choice within 24 hours of lodging your application. Sometimes it’s approved the very same day. And while our fully trained brokers aim to make the process as fast and efficient as possible, they never cut corners. We want you to be confident in your final decision, so we’ll be there to answer any of your questions and concerns along the way.
Your Local Finance uses a proven, systemised loan process. After analysing your needs and current situation, we will recommend products that will meet your needs, at no cost to you. We are paid a commission by the lender once the loan is approved, but will never make our recommendations based on these remunerations. We back this up with a detailed explanation and report on why we are recommending certain loan products, as well as a list of the commissions we receive from various lenders, so you know exactly where you stand.