About your Mortgage Broker Forest Lodge
Our job is to understand your current standing and future goals, identify your ideal financial requirements, and wade through the thousands home loan products available on the market to arrive at a solution that best meets your existing and future needs. We also arrange all the mandatory paperwork to progress your application and act as your advocate in negotiations with lenders to ensure you get the best mortgage rates.
Why Use A Mortgage Broker?
That’s right, as mortgage brokers we work for you - but get paid our commissions from the lenders when your loan settles. This comes in the form of an upfront fee and a trailing commission, both of which are calculated as a percentage of your loan amount and the percentage paid may vary between lenders.
Objective Advice.
In most cases we get conditional approval from the lender of your choice within 24 hours of lodging your application. Sometimes it’s approved the very same day. And while our fully trained brokers aim to make the process as fast and efficient as possible, they never cut corners. We want you to be confident in your final decision, so we’ll be there to answer any of your questions and concerns along the way.
Service plus savings.
The amount of deposit required varies from person to person and is dependent on your borrowing capacity, the value of your purchase and the other costs involved such as stamp duty, legal fees and Lenders Mortgage Insurance. Generally speaking however, you need a deposit of at least 5% of the property’s value.
We’re dedicated to providing you with the mortgage industry’s best home loan application and approval experience. No detail is missed or option overlooked in our search to find you the ideal home loan. Our individual mortgage brokers are backed by large teams of loan experts so we are well equipped to answer your questions as they arise. We look forward to doing business with you.