Why use a Mortgage Broker Guildford West?
Finding a home loan is fast and easy with a Your Local Finance mortgage broker. Unlike the banks, we’re wholly independent and can assess your needs against hundreds of loans from Australia’s top bank and non-bank lenders, giving you greater options and saving you money.
We’re motivated by finding the most competitive deals that meets your personal circumstances. We’re not pushing our own loan products.
Why Use A Mortgage Broker?
Once you register with us, we set out to find the products you qualify for and who is offering the most suitable deal. The process is quick and easy using our customised IT software, giving us instant access to all the loan information you need to make your decision, which is updated daily. And when you’re ready to apply, we’ll lodge your application online for lightening-fast processing.
Fast approvals.
Unlike individual lenders vying for your business, we take an objective approach by impartially calling on a panel of over 35 lenders including home loan companies, Commonwealth Bank, Adelaide Bank, and AMP. This means that when we recommend home loan products, you can be assured our advice is unbiased.
How does a mortgage broker work?
Your Local Finance offers free mortgage broking services because we are remunerated by the lenders on our panel for each loan that we write. To prove that our system of recommending loans to you is always in your best interests and not influenced by the commission from the lender, we will provide you with a step-by-step analysis of why these loans are the most suitable, and fully disclose the commissions being offered by the lenders. We believe in business transparency.
Your Local Finance uses a proven, systemised loan process. After analysing your needs and current situation, we will recommend products that will meet your needs, at no cost to you. We are paid a commission by the lender once the loan is approved, but will never make our recommendations based on these remunerations. We back this up with a detailed explanation and report on why we are recommending certain loan products, as well as a list of the commissions we receive from various lenders, so you know exactly where you stand.