Why talk to a Leichhardt mortgage broker?

It all comes down to more choice and the securitythat you found the best home loan available. Most people know that a bank, such as Citibank or St George is going to tell you all about the loans that they offer, and they aren't going to tell you about a better loan from another lender.  Compare that to a mortgage broker who knows exactly what each bank is offering, and talks to non-bank lenders too, comparing each home loan product carefully to see which ones really are the best choice for you.  This saves you valuable time, as your broker does the hard work for you, leaving you more time to find your dream home. Especially when considering first home buyer home loan.

What will my Leichhardt mortgage broker do for me?

The mortgage broker’s role is to show you what home finance is available from a panel of lenders including banks and non-banks lenders like St George and CBA and then help you choose the right home loan.  Your mortgage broker ca also help get it approved, settled and stay in touch afterwards. A good mortgage broker will also monitor your changing circumstances and the effect of interest rates and economic influences on your financial situation.

What do Leichhardt mortgage brokers charge for their service?

The services of a mortgage broker are usually free, instead brokers are paid a commission by the lenders.  The rate on your home loan is still the same regardless of the commissions paid to the broker so you can be sure you will not pay more on your home loan.  This means that you can get assistance with your home loan application, whilst still be satisfied that you are getting a competitive home loan.

Can’t I just go directly to my bank?

Most people just simply do not have the time to visit different lenders and search through hundreds of home loan options.  There are so many choices it can all get quite daunting very quickly.  A mortgage broker will be able to do a lot of the legwork for you and then talk you through the home loan products that best suit you. A good mortgage broker will offer advice, assistance, answer your questions quickly, and help negotiate a great deal with your chosen lender.

Want to negotiate a better deal with your current lender? 

A independent mortgage broker can negotiate on your behalf should you wish to locate a better deal with your existing lender.  Home loan products are changing all the time, so there is always something new to consider.  And as life changes and your circumstances may differ, a mortgage broker can help you to decide what course to take.