Big city bank or a mortgage broker Padstow?
Greater choice gives you more options when it comes to choosing your home loan. Before mortgage brokers, the big banks could dictate the interest rate, terms and conditions of all their loans and few people had the time to shop around for a better deal. But that’s all changed now.
Independent mortgage brokers have forced lenders to offer more competitive products. Your Padstow mortgage broker is a home loan expert who will do all of the research to find you the cheapest deal from hundreds of loans. They’ll help you with the paperwork and all of the administration requirements right through to settlement.
Why choose a local mortgage broker?
We know that buying a home can be a competitive business, and you can’t afford to wait weeks for finance approval. In most cases, we can get conditional approval from the lender of your choice within 24 hours of lodging your application. So there’s no wasting time.
Objective Advice.
We have access to a panel of over 35 bank and non-bank lenders including:
- CBA
- BankWest
- AMP
- National Bank
We have no preference for one lender over the other, which allows us to provide objective, unbiased advice when we’re selecting the best home loan product for you.
Your Borrowing Capacity.
Our mortgage broker services won’t cost you a cent! We are paid mortgage broker commissions directly from the lender once your loan settles, which means we don’t need to charge our clients a fee for the service we provide. We'll tell you how much you can borrow and advice on the best way to get approval.
We are committed to serving the best interests of our clients at all times. This may mean recommending to a client that they delay their home loan application until more of a deposit has been saved to ease the pressure of high repayments. The fact is, no two borrowers are the same and we assess every set of circumstances individually in order to determine the best course of action to take.