Can a  Mortgage Broker Patonga help me?

Greater choice gives you more options when it comes to choosing your home loan. Before mortgage brokers, the big banks could dictate the interest rate, terms and conditions of all their loans and few people had the time to shop around for a better deal. But that’s all changed now.

Independent mortgage brokers have forced lenders to offer more competitive products. Your Patonga mortgage broker is a home loan wizard who will do all of the research to find you the cheapest deal from hundreds of loans. They’ll help you with the paperwork and all of the administration requirements right through to settlement.

Why Use A Mortgage Broker?

Once you register with us, we set out to find the products you qualify for and who is offering the most suitable deal. The process is quick and easy using our customised IT software, giving us instant access to all the loan information you need to make your decision, which is updated daily. And when you’re ready to apply, we’ll lodge your application online for lightening-fast processing.

Objective Advice.

Our service commitment includes help with the preparation and online lodgement of your loan application, and liaising on your behalf between all parties involved including the lender, solicitors, real estate agents and builders.  From our initial discussions right through until settlement, our services are free. We are remunerated by the lenders once your loan has been granted based on a standard industry rate.

Your Borrowing Capacity.

Not only can your own situation change as time goes by, but the lending market is a highly competitive environment which is constantly evolving. This is why our unique customer care program monitors and compares your home loan with similar products on the market long after settlement to ensure your requirements are being met as effectively as possible.

When you engage the services of a Your Local Finance mortgage broker, your dealings with us are entirely transparent. For instance, all commissions we receive from lenders in return for referring your business are fully disclosed to you during the application process. Should you have any questions regarding our remuneration, we are more than happy to discuss these with you.