Why talk to a Point Piper mortgage broker?

One of the big positives of using a mortgage broker is more choice for you.  Mortgage brokers work with a panel of lenders, such as NAB and National Australia Bank are aware of what each lender is offering. Mortgage broker professionals save you having to do a lot of running around from bank to bank trying to find yourself a home loan, and can make the whole process a lot more efficient for you, meaning that you can get a great home loan as soon as you need it.  Especially when considering first home buyers home loan.
 

 What is a Point Piper mortgage brokers’ role?

Put simply, a mortgage broker works to find you a mortgage that will be competitive, yet still suit your life.  A mortgage broker knows the lowest interest rates, which loans offer the best features and knows some great tactics for paying off your home loan faster.   It is their job to locate home loans every day, to keep on top of changes in the market and offer you the best chance of getting a great mortgage.

Will it cost me anything to talk to a Point Piper mortgage broker?

Reputable mortgage brokers do not charge for a consultation.  You can access their panel of lenders, get help with your application, and get assistance with settlement, without paying anything to the broker.  Mortgage brokers are paid commissions by the lenders.  No matter what commissions are being offered, you will not pay more on your home loan.  This ensures that you can get expert assistance without paying more.

How is a mortgage broker different to the lenders?

Using a home loan brokeris like visiting a one stop shop and is a lot less time consuming than doing the run around your self. 
A lender will only tell you about their own loan products. It is in the brokers best interest to let you know if a better home loan is available even with another lender to help you with mortgage reduction.

Can you help me with my current lender?

A home loan broker can negotiate on your behalf should you wish to locate a better deal with your existing lender.  Home loan products are changing all the time, so there is always something new to consider.  And as life changes and your circumstances may differ, a mortgage broker can help you to decide what course to take.