Mortgage Broker Pretty Beach - call now.

Our job is to understand your current lifestyle and future goals, identify your ideal financial requirements, and wade through the thousands home loan products available on the market to arrive at a solution that best meets your existing and future needs. We also arrange all the compulsory paperwork to submit your application and act as your advocate in negotiations with lenders to ensure you get the best variable home loan interest rate.

That’s right, as mortgage brokers we work for you - but get paid our commissions from the lenders when your loan settles. This comes in the form of an upfront fee and a trailing commission, both of which are calculated as a percentage of your loan amount and the percentage paid may vary between lenders.

Our mortgage brokers are supported by leading edge software developed specifically for analysing and comparing thousands of home loan products in a matter of seconds. What’s more, a powerful online facility is also on hand to submit applications electronically and, in the majority of cases, obtain conditional approvals within a 24 hour time frame.

How does a mortgage broker work?

Your Local Finance offers free mortgage broking services because we are remunerated by the lenders on our panel for each loan that we write. To prove that our system of recommending loans to you is always in your best interests and not influenced by the commission from the lender, we will provide you with a step-by-step analysis of why these loans are the most suitable, and fully disclose the commissions being offered by the lenders. We believe in business transparency.

We are 100% committed to delivering the best finance solutions to our clients in a professional, ethical and timely manner. Our actions always have the purpose of serving your best interests, we offer full disclosure of any commissions we receive from lenders, and our incomparable reputation built on trust, integrity and professionalism will ensure you borrow with confidence.