Big city bank or a mortgage broker Punchbowl?
Greater choice gives you more options when it comes to choosing your home loan. Before mortgage brokers, the big banks could dictate the interest rate, terms and conditions of all their loans and few people had the time to shop around for a better deal. But that’s all changed now.
Independent mortgage brokers have forced lenders to offer more competitive products. Your Punchbowl mortgage broker is a home loan professional who will do all of the research to find you the correct deal from hundreds of loans. They’ll help you with the paperwork and all of the administration requirements right through to settlement.
Why choose a local mortgage broker?
Understanding home loans is our business. We will compare and contrast the market’s most competitive deals from lenders likeANZ, Commonwealth Bank and mortgage lenders and identify the ones that meet your needs best.
It’s all about good service.
We have access to a panel of over 35 bank and non-bank lenders including:
- Commonwealth Bank
- St George
- ANZ
- National Australia Bank
We have no preference for one lender over the other, which allows us to provide objective, unbiased advice when we’re selecting the best home loan product for you.
Your Borrowing Capacity.
We search the entire market to find the best mortgage deals and rates. Every loan transaction you carry out with Your Local Finance will be clear and transparent, and not influenced in any way by lender commissions. We’ll provide a straightforward recommendation report outlining why the loans we’re suggesting are a good match for you and your circumstances.
We certainly can help you find your ideal home loan, but we realise there are many other legal and financial aspects to buying a property. We’re more than happy to put you in touch with any additional resources you need, professional contacts who are also local and offer the same expert local knowledge as Your Local Finance.