About your Mortgage Broker Tennyson
Visiting bank after bank and wading through an overload of home loan product information is a difficult and time consuming exercise, so this is where the services of a mortgage broker are worth their weight in gold. Not only will your mortgage broker utilise their knowledge, expertise and experience to recommend appropriate products, but they’ll also see your home loan application all the way through to settlement and ensure the process is efficient, timely and stress-free.
How can a mortgage broker help?
That’s right, as mortgage brokers we work for you - but get paid our commissions from the lenders when your loan settles. This comes in the form of an upfront fee and a trailing commission, both of which are calculated as a percentage of your loan amount and the percentage paid may vary between lenders.
An independent position.
We have access to a panel of over 35 bank and non-bank lenders including:
- Commonwealth Bank
- St George
- National
- NAB
We have no preference for one lender over the other, which allows us to provide objective, unbiased advice when we’re selecting the best home loan product for you.
Your Borrowing Capacity.
Using a Your Local Finance mortgage broker is a win/win situation. Not only do you receive efficient service, objective recommendations and a stress-free application process, but all of these benefits are provided completely free of charge. Our fees are paid directly from the lender upon settlement of your loan, and these are all fully disclosed to you at the time of application.
Loan recommendations are always based on your needs alone, and are never influenced by lender remunerations. Your Local Finance is committed to transparent business practices. We will provide you with a comprehensive step-by-step analysis showing precisely how each loan we’ve recommended suits your needs. Then we’ll back this up by disclosing a comprehensive list of lender commissions for complete transparency.