Looking for a Mortgage Broker Ultimo?

When you’re choosing the right home loan to meet your requirements, there are many things to consider such as interest rates, entry and exit fees, and product features, and to assess all of these individually with the many lenders on the market would be a time consuming and complicated task. This is where your mortgage broker can help. We can simultaneously compare hundreds of different products across a wide range of lenders to clearly identify the best loan for you.

Why Use A Mortgage Broker?

Whether you’re looking to purchase a property in New South Wales, Queensland, Victoria or Western Australia, a local mortgage broker has the following advantages:

• A convenient location in your area
• Intimate knowledge of the local property market
• The ability to present the strengths of your purchase to lenders with regard to suburb, security value, and local trends
• Established relationships with local lenders and other service providers such as accountants, lawyers and real estate agents

It’s all about good service.

In most cases we get conditional approval from the lender of your choice within 24 hours of lodging your application. Sometimes it’s approved the very same day. And while our fully trained brokers aim to make the process as fast and efficient as possible, they never cut corners. We want you to be confident in your final decision, so we’ll be there to answer any of your questions and concerns along the way. 

How does a mortgage broker work?

The maximum amount you can borrow depends on your income and existing financial commitments. We will assess your borrowing capacity using the serviceability calculator of the lender of your choice to determine exactly how much you can comfortably borrow and therefore, the property price you can afford to pay.

When you engage the services of a Your Local Finance mortgage broker, your dealings with us are entirely transparent. For instance, all commissions we receive from lenders in return for referring your business are fully disclosed to you during the application process. Should you have any questions regarding our remuneration, we are more than happy to discuss these with you.