His next phone call is to a mortgage broker - North West Mebourne

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 Review: mortgage broker North West Mebourne

Mortgage brokers are helpful to all potential home buyers.  Whether you are buying your first home, or looking to invest, they can help you to understand today’s home loan market and give you access to many different lenders and products.  If you are a first homebuyer then you may find a mortgage broker particularly helpful when searching for the best deal for you:

  • 100% offset home loans
  • cheapest home loans
  • low interest rate home loasn
  • Do I need a mortgage broker? Why can’t I just go direct to the lender?

    Using a mortgage broker gives you more options.  Through the mortgage broker you will have access to many different lenders and hundreds of products.  If you applied for a loan directly with a lender, you would be limited to only their products and services.  Often a mortgage broker can visit you in your own home, sometimes out of office hours, therefore saving you time and giving you more flexibility.

    What will my mortgage broker actually do for me?

    Mortgage brokers work to find you the best match between your situation and their panel of banks and other major lenders.  They will look at your personal financial situation and then look at the deals that have the best features and the lowest price. They are also there to help you through the whole process, from the beginning, right up to settlement.

    My mortgage broker didn’t charge me for their services? 

    Mortgage brokers are paid by the lender when the home loan deal reaches settlement.  It costs nothing for you to use a mortgage broker for residential homes.  The interest rate that you will pay on the home loan in usually the same as if you had gone direct to that lender.

    Will a mortgage broker be able to help me negotiate with my current lender?

    The experience and knowledge that your mortgage broker has, will definitely be an advantage when you come to negotiate with your current lender.  If you feel nervous negotiating yourself, then a mortgage broker can act on your behalf.  Once the lender knows that it is the broker’s job to get the best deal they can for you, then this becomes a great advantage to you.  Using a mortgage broker gives you a greater chance of negotiating a better deal with your current lender.

    If you find your ideal home today, will you be ready? Talk to Your Local Finance Mortgage Broker today by calling 1300 787 665, or fill in your details below and we’ll get straight back to you. 

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