Big city bank or a mortgage broker North West Mebourne?
Rather than spending hours trawling through the mortgage products offered by various lenders, interpreting complicated financial jargon, and deciding on which home loan best suits your needs, your mortgage broker can do all of that for you – free of charge! Not only will you save your valuable time and energy, but the experience, expertise and lender contacts at your mortgage broker’s disposal will ensure you get the best home loan deal.
Why choose a local mortgage broker?
When it comes to processing your home loan application, our service is second to none thanks to a fast, efficient back office team that supports your mortgage broker and ensures you receive your unconditional loan approval as quickly as possible.
It’s all about good service.
In most cases we get conditional approval from the lender of your choice within 24 hours of lodging your application. Sometimes it’s approved the very same day. And while our fully trained brokers aim to make the process as fast and efficient as possible, they never cut corners. We want you to be confident in your final decision, so we’ll be there to answer any of your questions and concerns along the way.
Your Borrowing Capacity.
The maximum amount you can borrow depends on your income and existing financial commitments. We will assess your borrowing capacity using the serviceability calculator of the lender of your choice to determine exactly how much you can comfortably borrow and therefore, the property price you can afford to pay.
Your Local Finance uses a proven, systemised loan process. After analysing your needs and current situation, we will recommend products that will meet your needs, at no cost to you. We are paid a commission by the lender once the loan is approved, but will never make our recommendations based on these remunerations. We back this up with a detailed explanation and report on why we are recommending certain loan products, as well as a list of the commissions we receive from various lenders, so you know exactly where you stand.