Your Mortgage Broker Northern Victoria - North Western
Finding the right mortgage can be a time-consuming process. First you need to contact all of the banks and non-bank lenders, compare and contrast their products and then make sure you understand all of the conditions and fine print. With such a major time investment involved, its no wonder that more and more people living in Victoria are turning to mortgage brokers like Your Local Finance to track down the best low doc home loan.
Efficient service.
That’s right, as mortgage brokers we work for you - but get paid our commissions from the lenders when your loan settles. This comes in the form of an upfront fee and a trailing commission, both of which are calculated as a percentage of your loan amount and the percentage paid may vary between lenders.
An independent position.
We have access to a panel of over 35 bank and non-bank lenders including:
We have no preference for one lender over the other, which allows us to provide objective, unbiased advice when we’re selecting the best home loan product for you.
Speed and efficiency.
Your Local Finance offers free mortgage broking services because we are remunerated by the lenders on our panel for each loan that we write. To prove that our system of recommending loans to you is always in your best interests and not influenced by the commission from the lender, we will provide you with a step-by-step analysis of why these loans are the most suitable, and fully disclose the commissions being offered by the lenders. We believe in business transparency.
Your best interests are our first priority. We strive to provide an exceptional service to ensure you to select the best home loan product for your needs and to assist you throughout the application process and well after settlement of your loan. Although, as mortgage brokers, we are unable to offer financial, legal, or tax advice, we will refer you to the relevant professionals if so required, so you always have access to independent, accurate and beneficial information.