Looking for a Mortgage Broker Eight Mile Plains?
Our job is to understand your current position and future goals, identify your current financial requirements, and wade through the countless home loan products available on the market to arrive at a product that best meets your existing and future needs. We also arrange all the obligatory paperwork to proceed your application and act as your advocate in negotiations with lenders to ensure you get the best home loan interest rates.
Why Use A Mortgage Broker?
That’s right, as mortgage brokers we work for you - but get paid our commissions from the lenders when your loan settles. This comes in the form of an upfront fee and a trailing commission, both of which are calculated as a percentage of your loan amount and the percentage paid may vary between lenders.
Objective Advice.
We have access to a panel of over 35 bank and non-bank lenders including:
- CBA
- Bankwest
- National Australia Bank
- National Bank
We have no preference for one lender over the other, which allows us to provide objective, unbiased advice when we’re selecting the best home loan product for you.
All about you.
Using a Your Local Finance mortgage broker is a win/win situation. Not only do you receive efficient service, objective recommendations and a stress-free application process, but all of these benefits are provided completely free of charge. Our fees are paid directly from the lender upon settlement of your loan, and these are all fully disclosed to you at the time of application.
Your Local Finance uses a proven, systemised loan process. After analysing your needs and current situation, we will recommend products that will meet your needs, at no cost to you. We are paid a commission by the lender once the loan is approved, but will never make our recommendations based on these remunerations. We back this up with a detailed explanation and report on why we are recommending certain loan products, as well as a list of the commissions we receive from various lenders, so you know exactly where you stand.