Mortgage Broker Redcliffe gives you more options.

If you’re looking to buy your first home or an investment property, to secure a fixed rate home loans, home equity loans or to refinance, talk to an independent mortgage broker at Your Local Finance. Motivated by finding the best possible loan for you at a great rate, mortgage brokers have a brought a renewed competition to the loan home industry.

Mortgage brokers will do all the running around for you by researching the numerable of loans currently on the market.

How can a mortgage broker help?

That’s right, as mortgage brokers we work for you - but get paid our commissions from the lenders when your loan settles. This comes in the form of an upfront fee and a trailing commission, both of which are calculated as a percentage of your loan amount and the percentage paid may vary between lenders.

An independent position.

Our service commitment includes help with the preparation and online lodgement of your loan application, and liaising on your behalf between all parties involved including the lender, solicitors, real estate agents and builders.  From our initial discussions right through until settlement, our services are free. We are remunerated by the lenders once your loan has been granted based on a standard industry rate.

How does a mortgage broker work?

The amount of deposit required varies from person to person and is dependent on your borrowing capacity, the value of your purchase and the other costs involved such as stamp duty, legal fees and Lenders Mortgage Insurance. Generally speaking however, you need a deposit of at least 5% of the property’s value.

We are 100% committed to delivering the best finance solutions to our clients in a professional, ethical and timely manner. Our actions always have the purpose of serving your best interests, we offer full disclosure of any commissions we receive from lenders, and our incomparable reputation built on trust, integrity and professionalism will ensure you borrow with confidence.