About your Mortgage Broker Spring Hill
Our skilled and fully trained team of mortgage brokers live and work in your local area, giving you the level of service that you deserve. They will carefully plan and calculate your loan so you know exactly where you stand when it comes to loan fees and repayments.
Why Use A Mortgage Broker?
We know that buying a home can be a competitive business, and you can’t afford to wait weeks for finance approval. In most cases, we can get conditional approval from the lender of your choice within 24 hours of lodging your application. So there’s no wasting time.
Objective Advice.
In such a competitive mortgage market, you deserve exceptional service that makes the process of getting a home loan fast, stress-free and satisfying. Our expertise and experience combined with cutting edge software mean we can provide accurate comparisons and assessments of thousands of home loan products, before submitting your application via our online facility to ensure your approval is processed as quickly as possible.
Your Borrowing Capacity.
The amount of deposit required varies from person to person and is dependent on your borrowing capacity, the value of your purchase and the other costs involved such as stamp duty, legal fees and Lenders Mortgage Insurance. Generally speaking however, you need a deposit of at least 5% of the property’s value.
We are committed to serving the best interests of our clients at all times. This may mean recommending to a client that they delay their home loan application until more of a deposit has been saved to ease the pressure of high repayments. The fact is, no two borrowers are the same and we assess every set of circumstances individually in order to determine the best course of action to take.