Your Mortgage Broker Broadview
Finding the right mortgage can be a difficult process. First you need to contact all of the banks and non-bank lenders, compare and contrast their products and then make sure you understand all of the conditions and fine print. With such a major time investment involved, its no wonder that more and more people living in South Australia are turning to mortgage brokers like Your Local Finance to track down the best mortgage rates.
Why Use A Mortgage Broker?
Successfully obtaining the best home loan isn’t all product features and interest rates – it’s also about what your home loan enables you to bring into your life and how it can benefit your future. We help our clients achieve their goals by arranging finance for a range of different residential securities including:
- Houses
- Apartments
- Construction of a dwelling
- Vacant land
- Serviced Apartments
Objective Advice.
Your mortgage broker has a panel of over 35 lenders to choose from when selecting your loan product and since we don’t have a preference for one lender over another, you can be assured our recommendations are independent and unbiased. Furthermore, should you require any legal, financial planning or tax advice at any stage during the home loan process we’ll direct you to the appropriate professional for assistance.
All about you.
The amount of deposit required varies from person to person and is dependent on your borrowing capacity, the value of your purchase and the other costs involved such as stamp duty, legal fees and Lenders Mortgage Insurance. Generally speaking however, you need a deposit of at least 5% of the property’s value.
When you engage the services of a Your Local Finance mortgage broker, your dealings with us are entirely transparent. For instance, all commissions we receive from lenders in return for referring your business are fully disclosed to you during the application process. Should you have any questions regarding our remuneration, we are more than happy to discuss these with you.