About your Mortgage Broker Surrey Downs

When you’re choosing the right home loan to meet your requirements, there are many things to consider such as interest rates, entry and exit fees, and product features, and to assess all of these individually with the many lenders on the market would be a time consuming and complicated task. This is where your mortgage broker can help. We can simultaneously compare hundreds of different products across a wide range of lenders to clearly identify the best loan for you.

How can a mortgage broker help?

That’s right, as mortgage brokers we work for you - but get paid our commissions from the lenders when your loan settles. This comes in the form of an upfront fee and a trailing commission, both of which are calculated as a percentage of your loan amount and the percentage paid may vary between lenders.

It’s all about good service.

In such a competitive mortgage market, you deserve exceptional service that makes the process of getting a home loan fast, stress-free and satisfying. Our expertise and experience combined with cutting edge software mean we can provide accurate comparisons and assessments of thousands of home loan products, before submitting your application via our online facility to ensure your approval is processed as quickly as possible.

Your Borrowing Capacity.

Contacting over 30 lenders is no easy task. We can do it for you with our state-of-the-art software specifically designed to instantly evaluate hundreds of loans on your behalf. Whether you’re seeking your first home loan, refinancing or wanting to invest, our mortgage broking teams have the specialised knowledge you need to make informed decisions. Our loan database is updated every day to incorporate any changes in rates, specifications and criteria.

Loan recommendations are always based on your needs alone, and are never influenced by lender remunerations. Your Local Finance is committed to transparent business practices. We will provide you with a comprehensive step-by-step analysis showing precisely how each loan we’ve recommended suits your needs. Then we’ll back this up by disclosing a comprehensive list of lender commissions for complete transparency.