Your Mortgage Broker Bentleigh
Greater choice gives you more options when it comes to choosing your home loan. Before mortgage brokers, the big banks could dictate the interest rate, terms and conditions of all their loans and few people had the time to shop around for a better deal. But that’s all changed now.
Independent mortgage brokers have forced lenders to offer more competitive products. Your Bentleigh mortgage broker is a home loan wizard who will do all of the research to find you the right deal from hundreds of loans. They’ll help you with the paperwork and all of the administration requirements right through to settlement.
How can a mortgage broker help?
Understanding home loans is our business. We will compare and contrast the market’s most competitive deals from lenders likeBendigo bank, ING and mortgage companies and identify the ones that meet your needs best.
Technology, advice and service.
Our mortgage brokers are supported by leading edge software developed specifically for analysing and comparing thousands of home loan products in a matter of seconds. What’s more, a powerful online facility is also on hand to submit applications electronically and, in the majority of cases, obtain conditional approvals within a 24 hour time frame.
How does a mortgage broker work?
Contacting over 30 lenders is no easy task. We can do it for you with our state-of-the-art software specifically designed to instantly evaluate hundreds of loans on your behalf. Whether you’re seeking your first home loan, refinancing or wanting to invest, our mortgage broking teams have the specialised knowledge you need to make informed decisions. Our loan database is updated every day to incorporate any changes in rates, specifications and criteria.
Your Local Finance uses a proven, systemised loan process. After analysing your needs and current situation, we will recommend products that will meet your needs, at no cost to you. We are paid a commission by the lender once the loan is approved, but will never make our recommendations based on these remunerations. We back this up with a detailed explanation and report on why we are recommending certain loan products, as well as a list of the commissions we receive from various lenders, so you know exactly where you stand.