About your Mortgage Broker Blairgowrie

 

If you’re looking to buy your first home or an investment property, to secure a home mortgage loans, home equity loans or to refinance, talk to an independent mortgage broker at Your Local Finance. Motivated by finding the best possible loan for you at a great rate, mortgage brokers have a brought a renewed competition to the loan home industry.

Mortgage brokers will do all the running around for you by researching the thousands of loans currently on the market.

Why Use A Mortgage Broker?

We know that buying a home can be a competitive business, and you can’t afford to wait weeks for finance approval. In most cases, we can get conditional approval from the lender of your choice within 24 hours of lodging your application. So there’s no wasting time.

An independent position.

Every Your Local Finance mortgage broker is backed by our comprehensive software and technology systems that instantly assess your needs against thousands of home loans. With updates received daily, compare and contrast every detail to identify the loan that meets your needs best. We can also upload your application directly to the lender for fast and efficient approvals, usually within 24 hours.

Your Borrowing Capacity.

The amount of deposit required varies from person to person and is dependent on your borrowing capacity, the value of your purchase and the other costs involved such as stamp duty, legal fees and Lenders Mortgage Insurance. Generally speaking however, you need a deposit of at least 5% of the property’s value.

Your Local Finance uses a proven, systemised loan process. After analysing your needs and current situation, we will recommend products that will meet your needs, at no cost to you. We are paid a commission by the lender once the loan is approved, but will never make our recommendations based on these remunerations. We back this up with a detailed explanation and report on why we are recommending certain loan products, as well as a list of the commissions we receive from various lenders, so you know exactly where you stand.