Big city bank or a mortgage broker Caulfield?
Greater choice gives you more options when it comes to choosing your home loan. Before mortgage brokers, the big banks could dictate the interest rate, terms and conditions of all their loans and few people had the time to shop around for a better deal. But that’s all changed now.
Independent mortgage brokers have forced lenders to offer more competitive products. Your Caulfield mortgage broker is a home loan master who will do all of the research to find you the right deal from hundreds of loans. They’ll help you with the paperwork and all of the administration requirements right through to settlement.
Why Use A Mortgage Broker?
There’s a broad range of home loan products available on the market including:
- professional home loans
- home loan interest rates
- home mortgage loans
- reverse mortgages
We’ll discuss your situation and future requirements in depth before advising which type of home loan will suit you best
Technology, advice and service.
We have access to a panel of over 35 bank and non-bank lenders including:
- Aussie Home Loans
- Westpac
- National Australia Bank
- Citibank
We have no preference for one lender over the other, which allows us to provide objective, unbiased advice when we’re selecting the best home loan product for you.
How does a mortgage broker work?
The amount of deposit required varies from person to person and is dependent on your borrowing capacity, the value of your purchase and the other costs involved such as stamp duty, legal fees and Lenders Mortgage Insurance. Generally speaking however, you need a deposit of at least 5% of the property’s value.
We understand that taking out a home loan is one of the greatest financial commitments you will make in your life, so like you, we take the process very seriously. While our mortgage brokers can help you find a great loan, we are not financial advisers, but we can provide you with resources for further advice if it would benefit your current situation. We pride ourselves on providing a level of service that consistently goes above and beyond your expectations.