Big city bank or a mortgage broker Curlewis?

Finding the right mortgage can be a daunting process. First you need to contact all of the banks and non-bank lenders, compare and contrast their products and then make sure you understand all of the conditions and fine print. With such a major time investment involved, its no wonder that more and more people living in Victoria  are turning to mortgage brokers like Your Local Finance to track down the best home loan packages.

Efficient service.

We know that buying a home can be a competitive business, and you can’t afford to wait weeks for finance approval. In most cases, we can get conditional approval from the lender of your choice within 24 hours of lodging your application. So there’s no wasting time.

An independent position.

We have access to a panel of over 35 bank and non-bank lenders including:

• Commonwealth Bank
• Westpac
• ANZ
• NAB

We have no preference for one lender over the other, which allows us to provide objective, unbiased advice when we’re selecting the best home loan product for you.

Your Borrowing Capacity.

Contacting over 30 lenders is no easy task. We can do it for you with our state-of-the-art software specifically designed to instantly evaluate hundreds of loans on your behalf. Whether you’re seeking your first home loan, refinancing or wanting to invest, our mortgage broking teams have the specialised knowledge you need to make informed decisions. Our loan database is updated every day to incorporate any changes in rates, specifications and criteria.

We are committed to serving the best interests of our clients at all times. This may mean recommending to a client that they delay their home loan application until more of a deposit has been saved to ease the pressure of high repayments. The fact is, no two borrowers are the same and we assess every set of circumstances individually in order to determine the best course of action to take.