Why use a Mortgage Broker Fairfield?
Visiting bank after bank and wading through an overload of home loan product information is a difficult and time consuming exercise, so this is where the services of a mortgage broker are worth their weight in gold. Not only will your mortgage broker utilise their knowledge, expertise and experience to recommend appropriate products, but they’ll also see your home loan application all the way through to settlement and ensure the process is efficient, timely and stress-free.
Efficient service.
Once you register with us, we set out to find the products you qualify for and who is offering the most suitable deal. The process is quick and easy using our customised IT software, giving us instant access to all the loan information you need to make your decision, which is updated daily. And when you’re ready to apply, we’ll lodge your application online for lightening-fast processing.
It’s all about good service.
Our mortgage brokers are supported by leading edge software developed specifically for analysing and comparing thousands of home loan products in a matter of seconds. What’s more, a powerful online facility is also on hand to submit applications electronically and, in the majority of cases, obtain conditional approvals within a 24 hour time frame.
Your Borrowing Capacity.
The maximum amount you can borrow depends on your income and existing financial commitments. We will assess your borrowing capacity using the serviceability calculator of the lender of your choice to determine exactly how much you can comfortably borrow and therefore, the property price you can afford to pay.
We understand that taking out a home loan is one of the greatest financial commitments you will make in your life, so like you, we take the process very seriously. While our mortgage brokers can help you find a great loan, we are not financial advisers, but we can provide you with resources for further advice if it would benefit your current situation. We pride ourselves on providing a level of service that consistently goes above and beyond your expectations.