Mortgage Broker Armadale - call now.
Our job is to understand your current lifestyle and future goals, identify your current financial requirements, and wade through the countless home loan products available on the market to arrive at a product that best meets your existing and future needs. We also arrange all the required paperwork to proceed your application and act as your advocate in negotiations with lenders to ensure you get the best aussie home loan.
Why choose a local mortgage broker?
Whether you’re looking to purchase a property in New South Wales, Queensland, Victoria or Western Australia, a local mortgage broker has the following advantages:
- A convenient location in your area
- Intimate knowledge of the local property market
- The ability to present the strengths of your purchase to lenders with regard to suburb, security value, and local trends
- Established relationships with local lenders and other service providers such as accountants, lawyers and real estate agents
An independent position.
Our service commitment includes help with the preparation and online lodgement of your loan application, and liaising on your behalf between all parties involved including the lender, solicitors, real estate agents and builders. From our initial discussions right through until settlement, our services are free. We are remunerated by the lenders once your loan has been granted based on a standard industry rate.
All about you.
The amount of deposit required varies from person to person and is dependent on your borrowing capacity, the value of your purchase and the other costs involved such as stamp duty, legal fees and Lenders Mortgage Insurance. Generally speaking however, you need a deposit of at least 5% of the property’s value.
Your Local Finance uses a proven, systemised loan process. After analysing your needs and current situation, we will recommend products that will meet your needs, at no cost to you. We are paid a commission by the lender once the loan is approved, but will never make our recommendations based on these remunerations. We back this up with a detailed explanation and report on why we are recommending certain loan products, as well as a list of the commissions we receive from various lenders, so you know exactly where you stand.