Big city bank or a mortgage broker Busselton?

When you’re choosing the right home loan to meet your requirements, there are many things to consider such as interest rates, entry and exit fees, and product features, and to assess all of these individually with the many lenders on the market would be a time consuming and complicated task. This is where your mortgage broker can help. We can simultaneously compare hundreds of different products across a wide range of lenders to clearly identify the best loan for you.

By finding the best interest rate around, you could literally save thousands over the term of your loan. Plus our service fees are nil, so you don’t outlay a cent.   We’ll explain every detail of every loan we recommend to you in plain English, so you fully understand the offer, and also help you gather and lodge all of the necessary paperwork.  

 Your mortgage broker has a panel of over 35 lenders to choose from when selecting your loan product and since we don’t have a preference for one lender over another, you can be assured our recommendations are independent and unbiased. Furthermore, should you require any legal, financial planning or tax advice at any stage during the home loan process we’ll direct you to the appropriate professional for assistance.

The amount of deposit required varies from person to person and is dependent on your borrowing capacity, the value of your purchase and the other costs involved such as stamp duty, legal fees and Lenders Mortgage Insurance. Generally speaking however, you need a deposit of at least 5% of the property’s value.

When you engage the services of a Your Local Finance mortgage broker, your dealings with us are entirely transparent. For instance, all commissions we receive from lenders in return for referring your business are fully disclosed to you during the application process. Should you have any questions regarding our remuneration, we are more than happy to discuss these with you.